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Legal Terms of Use

QVO VADIS Investment Management Inc. ("QVIM", "we," or "us") provides its website, located at http://www.qvim.ca (the "Site"), to you for your individual usage, subject to the terms and conditions set forth herein. This Site is published in Canada and is protected by domestic and international copyright laws. Your use of this Site and its pages constitutes implied agreement to all terms below. If you, after reading the QVIM legal terms of use, disagree with any of the applicable terms, please do not continue to access the Site in the future. Copyright © 2010-20 by QVIM. All rights reserved.

Table of Contents

Agreement
Changes to the legal terms of use
Legal registration
Information on the Site
Not offering advice
No warranties
No endorsement
No liability
Links on the Site
Intellectual property
Copyright and trademarks
Email disclaimer
Investment disclaimer
QVIM's social media disclaimer

Agreement

Neither this website nor its contents may be reproduced, distributed or transmitted, in whole or in portion, by any means, without written permission from QVIM. By using this Site, you agree to be bound by the terms and conditions contained in the QVIM legal terms of use. You affirm that you are not under the age of 18, as the Site is not intended for individuals under 18.

Changes to the legal terms of use

QVIM reserves the right to change the terms and conditions set forth herein. Changes to the Site are on-going and QVIM also reserves the right to discontinue content, eliminate certain pages and create new ones. Your continued use of the Site implies that you accept those modifications made, without prior notice. With reasonable notice, certain new features of the Site or parts thereof may require a fee or other conditions for use.

Legal registration

QVO VADIS Investment Management Inc. is registered in the category of Portfolio Manager with provincial securities regulators in Ontario and Quebec.

Information on the Site

Information on the Site is believed to be accurate and reliable when placed on this Site. However, we cannot guarantee that it is accurate, complete or up-to-date at all times. The information contained on this Site is not intended to provide specific legal, accounting, financial or tax advice for any individual and should not be relied upon in that regard.

Not offering advice

The information on the Site is for information purposes only and should not be construed of as advice. You should always seek out the advice of an appropriate professional. You should not act or rely upon the information on the Site as specific to your situation. This would include, but is not limited to the advice of legal, accounting, financial or tax professionals.

No warranties

QVIM provides the Site and its information contained therein on an "as is, where is" basis. QVIM does not make any express or implied warranties, representations or endorsements with respect to the Site and information. This includes without limitation warranties as to operation, usefulness, completeness, accuracy, non-infringement, reliability and fitness for a particular purpose. QVIM does not warrant that delays, access interruption, defects, failures, incompatibility, errors, omissions or loss of information transmitted will not occur. Furthermore, QVIM does not represent or warrant that the transmission of viruses or other contaminating or destructive properties or damage to your computer system will not occur. You have sole responsibility for taking the necessary precautions to protect your computer hardware, software and the data therein. You are also responsible for scanning for viruses, spyware and other destructive properties.

No endorsement

Third party endorsement or approval is not expressed or implied by the information contained in the Site. This includes third party opinions, products, services, advice or information.

No liability

NEITHER QVIM NOR ITS RESPECTIVE OFFICERS, DIRECTORS AND EMPLOYEES ARE LIABLE AND WILL NOT BE RESPONSIBLE TO YOU OR ANYONE ELSE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE OR OTHER DAMAGES UNDER ANY CONTRACT, NEGLIGENCE OR STRICT LIABILITY PRINCIPLE OR LAW, ARISING OUT OF OR RELATING IN ANY WAY TO THE SITE AND/OR INFORMATION CONTAINED THEREIN, OR ANY PRODUCT OR SERVICE USED THROUGH QVIM. THIS ALSO EXTENDS TO YOUR ABILITY OR INABILITY TO ACCESS OR USE THE SITE OR INFORMATION, OR HAVING RELIED ON THE INFORMATION ANY ACTION OR DECISION MADE BY YOU, OR ANY ERRORS OR OMISSIONS FROM THE SITE OR INFORMATION. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SITE IS TO STOP USING IT.

Links on the Site

Our Site may contain links to other sites. These links are deemed relevant to our business and to the benefit of our clients and visitors to our Site. Other sites may, with or without the consent of QVIM, also reference or link to our site. We are not responsible for the privacy practices or the content of such other sites. If you have come across a link to our Site and believe it to be to the reputational detriment of QVIM, please report it by calling us (toll-free): 1 (855) 366-7846

Intellectual property

The processes, services or technology described in this Site are the subject of intellectual property rights reserved by QVIM. You acknowledge that nothing contained in the Site should be understood as giving you in any manner any license, title, ownership or intellectual property right(s).

Copyright and trademarks

Certain names, words, titles, phrases, logos, icons, graphics or designs, or other content on the site, are registered or un-registered trademarks, or trade names owned by QVIM.

This Site is published in Canada and is protected by domestic and international copyright laws. Users of this Site shall not be entitled to copy any information, trademark or trade name for their own personal or commercial use. With respect to the Site and its contents, you shall not republish, reproduce, download, upload, resell, distribute, modify, reuse, create a derivative work or transmit information by any other means without the prior written consent of QVIM. Such actions may violate statutory or common law rights and could subject the copier to legal action.

Email disclaimer

Any information contained in or transmitted as part of an email communication should be treated as confidential. It is intended only for the use of the addressee(s). Unless you are the intended addressee or are responsible for delivering the communication to the intended recipient, any review, disclosure, conversion to hard copy, dissemination, reproduction or other use of any part of this communication is strictly prohibited. If you receive this communication in error please notify us immediately by return email and permanently delete the entire message from any electronic device, disk drive, or other storage medium.

Communication over the internet is not secure or confidential as it is subject to interception, loss and alteration. QVIM will never communicate or transmit sensitive personal information via email nor will QVIM ever ask for your personal information using this medium. You should not send any confidential or sensitive personal information via email. QVIM is not responsible for and will not be liable to you or any one else for any damages related to an email sent by you to QVIM, or by an email sent by QVIM to you. If you suspect you have received a fraudulent email, please contact us immediately (toll-free): 1 (855) 366-7846

Investment disclaimer

You understand that no content within the Site constitutes a recommendation that any particular security, portfolio of securities or investment strategy is suitable for any specific person and is provided for illustration purposes only. Such information is inpersonal and is not tailored to your specific investment objectives, risk tolerance and needs. You understand that any security type can be subject to one or more types of risk and a discussion of these risks is a necessary step in the discretionary portfolio management process.

QVIM's social media disclaimer

Facebook: The QVIM (Qvo Vadis Investment Management) Facebook site ("FB Site") is intended for discussion of QVIM and its services. All users must comply with Facebook's Terms of Use as well as QVIM's legal terms of use as described herein. The FB Site and all content are provided "as is". By accessing and using the FB Site you acknowledge and agree that use of the FB Site and the content is entirely at your own risk. QVIM is not liable for any errors or omissions in the information provided, or for any loss or resulting damages from reliance on this information.

LinkedIn: The QVIM (Qvo Vadis Investment Management) LinkedIn site ("LNKD Site") is intended for discussion of QVIM and its services. All users must comply with LinkedIn's Terms of Use as well as QVIM's legal terms of use as described herein. The LNKD Site and all content are provided "as is". By accessing and using the LNKD Site you acknowledge and agree that use of the LNKD Site and the content is entirely at your own risk. QVIM is not liable for any errors or omissions in the information provided, or for any loss or resulting damages from reliance on this information.

Twitter: Biagio Tambasco's Twitter site ("TWTR Site") is intended for discussion of QVIM and its services. All users must comply with Twitter's Terms of Use as well as QVIM's legal terms of use as described herein. The TWTR Site and all content are provided "as is". By accessing and using the TWTR Site you acknowledge and agree that use of the TWTR Site and the content is entirely at your own risk. QVIM is not liable for any errors or omissions in the information provided, or for any loss or resulting damages from reliance on this information.

UPDATED: January 12, 2020, 10:20 AM EDT